SBA 7(a) Loan Program

U.S. Small Business Administration (via participating lenders)
SBA-guaranteed loans up to $5,000,000

SBA's primary business loan program: SBA guarantees part of loans made by lenders to small businesses with special requirements, for uses such as working capital and equipment.

Gov. schemeLoans & Funding
Eligibility
Operating, for-profit businesses located in the U.S. that are small under SBA size requirements, are creditworthy and cannot obtain the desired credit on reasonable terms from non-government sources.
Available in
US United States
Benefits
  • Guarantee of 85% for loans of $150,000 or less and 75% above $150,000. Interest-rate caps depend on loan size.
Details
Tiers, how to apply, what to watch out for and sources are free with an account.
Apply on sba.gov ↗