Kafalah Start-Up Enterprises Product
Kafalah (Saudi SME Loan Guarantee Program)
Loan guarantee covering up to 90% of financing; maximum guarantee SAR 2.5M (micro), SAR 5M (small), SAR 15M (medium)
Government guarantee that helps young enterprises get bank financing without full collateral; the lender provides the loan and Kafalah guarantees up to 90% of its value.
- Eligibility
- Enterprises not more than 3 years old from the date their commercial register was issued. Activity must be economically feasible and in line with Saudi Vision 2030; foreign-majority-owned enterprises only if the activity is targeted and Saudization in Nitaqat is high green or platinum.
- Available in
Saudi Arabia- Details
- Tiers, how to apply, what to watch out for and sources are free with an account.
