Startup credits, grants and perks in Europe
77 credits, grants, tax reliefs and schemes for startups in the EU, the UK and Switzerland, from the EIC Accelerator to European cloud credits, plus the global programs European founders can join.
This page collects the money and free infrastructure a startup in Europe can claim: EU-wide funding, national grants and tax reliefs, credits from European cloud providers, and the global programs that accept European companies. 77 programs on CreditBase name a European country or the EU as a location. Each listing states its own eligibility.
EU-wide funding
The European Union funds deep-tech startups directly, and its innovation communities run free accelerators. The EIC Accelerator is the largest: a grant of under EUR 2.5 million, with optional equity investment, for companies working at technology readiness levels 6 to 8. See how the EIC Accelerator works.
- EIC AcceleratorUp to €2.5M grant + up to €10M equityGrant · European Innovation Council · European Union
- EIT Jumpstarter & Innovation CommunitiesPrize money + free accelerationAccelerator · European Institute of Innovation & Technology · European Union
European cloud credits
Several European providers offer startup credits, and some build their pitch on data sovereignty and GDPR. Credits are usually quicker to get than a grant. Compare them in the guide to European cloud startup programs.
- OVHcloud Startup ProgramUp to €100,000 in credits (Start level €10,000)Credits · OVHcloud · European Union, France
- Scaleway Startup ProgramUp to €36,000 in cloud creditsCredits · Scaleway · European Union, France
- Cleura Startup ProgramUp to €20,000 in credits for up to 18 monthsCredits · Cleura · European Union
- Up to €10,000 in Cyso Cloud credits for 18 monthsUp to €10,000 in credits for 18 monthsCredits · Cyso Cloud · European Union
- Up to EUR 25,000 in AI Cloud creditsUp to €25,000 in creditsCredits · Polarise · European Union
- $100 to $5,000+ in Distribute startup credits$100+ in creditsCredits · Distribute · European Union
- Clever Cloud Early Stage90% off first 3 monthsDiscount · Clever Cloud · European Union, France
Payments and spend tools for European startups
- Waived fees on EUR 75,000 in payment processingPayment processing fees waived on the next EUR 75,000 in payment volumeDiscount · Mollie · United Kingdom, European Union
- Payhawk Growth Program85% off for 2 yearsDiscount · Payhawk · United Kingdom, European Union
- Up to EUR 10,000 in payment-fee savingsFees under Merchant Agreement section 5.1.1 are waived on up to EUR…Discount · Paypercut · European Union
United Kingdom
Tax reliefs do much of the work in the UK: SEIS and EIS for the investors who back you, and R&D tax relief for the work you do. Read the guides to SEIS and EIS and R&D tax relief.
- Innovate UK CompetitionsGrants from £25k to £2M+Grant · UK Research and Innovation · United Kingdom
- SEIS / EIS Tax ReliefInvestors get up to 50% income tax reliefGov. scheme · HMRC · United Kingdom
- R&D Tax Relief (merged scheme)Up to ~27% of qualifying R&D spendGov. scheme · HMRC · United Kingdom
- Start Up Loans£500–£25,000 per founder at 7.5% fixed (up to £100k per business)Gov. scheme · British Business Bank · United Kingdom
Germany
- EXIST Business Start-up Grant€1,000–€3,000/month stipend per founder for 12 months, up to €30k material costs per team, €5k coachingGrant · German Federal Ministry for Economic Affairs · Germany
- High-Tech GründerfondsSeed investment up to €1M+Accelerator · HTGF · Germany
- INVEST Grant for Venture CapitalTax-free 15% grant for angel investorsGov. scheme · BAFA · Germany
France
- Bourse French TechUp to €30,000 (up to €90,000 with Bourse French Tech Emergence)Grant · Bpifrance · France
- French Tech TremplinUp to €30,000 grant + free programAccelerator · La French Tech · France
- Jeune Entreprise Innovante (JEI)Social charge and tax exemptionsGov. scheme · French Government · France
- Crédit d'Impôt Recherche (CIR)30% R&D tax creditGov. scheme · French Government · France
Netherlands, Ireland, Spain and Italy
- Innovation Credit (Innovatiekrediet)Loan covering up to 45% of project costsGov. scheme · RVO Netherlands · Netherlands
- WBSO R&D Tax CreditPayroll tax reduction on R&D wagesGov. scheme · RVO Netherlands · Netherlands
- Competitive Start Fund€50,000 equity (up to €100k for some calls)Gov. scheme · Enterprise Ireland · Ireland
- New Frontiers€15,000 stipend + free programAccelerator · Enterprise Ireland · Ireland
- ENISA Young EntrepreneursParticipative loans €25k–€300k, no collateralGov. scheme · ENISA (Spain) · Spain
- Smart&Start ItaliaZero-interest loans up to €1.5MGov. scheme · Invitalia · Italy
Nordics and Switzerland
- Vinnova Innovation GrantsGrants up to SEK 900k+Grant · Vinnova (Sweden) · Sweden
- Business Finland TempoUp to €50,000 grantGrant · Business Finland · Finland
- Innosuisse Start-up CoachingFree coaching worth up to CHF 100kAccelerator · Innosuisse · Switzerland
Global programs open to European startups
The big clouds and AI labs accept companies from Europe. The largest tiers usually come through a partner investor or accelerator.
- AWS ActivateUp to $5,000 self-serve (Founders); up to $200,000 with an Activate Provider (Portfolio)Credits · Amazon Web Services · Global
- Google for Startups Cloud ProgramUp to $200,000 (up to $350,000 for AI-first startups)Credits · Google Cloud · Global
- Microsoft for Startups Founders HubUp to $150,000 in Azure creditsCredits · Microsoft · Global
- NVIDIA InceptionFree membership + GPU/cloud credits & discountsAccelerator · NVIDIA · Global
- Anthropic Startup ProgramUp to $100K in additional API credits for VC-backed startups, plus up to $45K in partner perksCredits · Anthropic · Global
- OpenAI for StartupsAPI credits via partner VCsCredits · OpenAI · Global
How to apply without losing months
- Start with what your country offers. National schemes (a loan, an R&D credit, a tax relief for investors) often matter more than any single credit.
- Claim the quick wins in parallel. Cloud and payments credits take days. Grants take months and need a plan.
- Check age and funding caps. Many European schemes limit company age (often 3 to 5 years) or the money already raised. Each CreditBase listing flags these.
- Keep your company documents consistent. Registered name, address and incorporation date should match everywhere you apply.
- Check whether you need a local entity. Several schemes ask for a company registered in that country or in an EU member state.
More
- Investors writing cheques in Europe: Europe VC and investor directory
- Country overviews: /countries
- Grants guide by country: startup grants in Europe country by country
- Machine-readable data: Developer API
Common questions
What free credits and grants can a European startup get?
European startups can claim EU-wide funding such as the EIC Accelerator, national grants, loans and tax reliefs, credits from European cloud providers, and the global cloud and AI programs that accept European companies. This page lists them with current values.
Are European cloud credits GDPR compliant?
Several European providers market their clouds on data sovereignty and GDPR. Compliance depends on how you build and what data you process, so read each provider's own documentation before you rely on it.
Do I need a company registered in the country to apply?
For most national grants and tax reliefs, yes: the company must be registered or taxed in that country. Cloud, payments and AI credits usually only need a registered company and a working website.
Values are “up to” amounts and terms change: confirm on the provider’s page before you rely on them.