Proof-of-concept Funding (Vroegefasefinanciering, VFF)
Netherlands Enterprise Agency (RVO)
Loan up to €450,000 (100% of costs for innovative start-ups)
Loan for technically innovative start-ups and SMEs to test technical and commercial feasibility before investors come in; repayment starts after 3 to 5 years.
- Eligibility
- Innovative start-ups no more than 5 years old and SMEs with a technologically innovative idea validated at proof-of-principle stage and an investor willing to join after completion. Apply through the national RVO desk or a regional desk depending on province.
- Available in
Netherlands- Benefits
- For start-ups, loan covers 100% of project costs between €50,000 and €450,000 (SMEs 45% or 35% of costs). Interest rate was 7.71% as of 1 Sept 2026.
- Details
- Tiers, how to apply, what to watch out for and sources are free with an account.
