Prêt d'amorçage InvestEU

Bpifrance
Loans of €50,000 to €100,000 (up to €300,000 with a Region guarantee), no collateral or personal guarantee

Unsecured loan, backed by the European Investment Fund, to strengthen cash of seed-stage innovative SMEs before or alongside a fundraising.

Gov. schemeLoans & Funding
Eligibility
Innovative European-definition SMEs less than 5 years old, in seed phase, that have recently received public innovation aid under the RDI framework. Companies that distributed profits, took over another business or are in difficulty are excluded.
Available in
FR France
Benefits
  • Bpifrance Création describes an 8-year term with 3 years deferral of capital repayment, fixed rate, 0.40% arrangement fee and a 5% guarantee deducted at disbursement.
Details
Tiers, how to apply, what to watch out for and sources are free with an account.
Apply on bpifrance.fr ↗