Canada Small Business Financing Program (CSBFP)

Innovation, Science and Economic Development Canada (through participating lenders)

Loans up to $1.15 million (CAD): $1,000,000 term loans plus $150,000 lines of credit

Government-backed program that makes it easier for small businesses and start-ups to get loans from financial institutions by sharing the risk with lenders. It can finance working capital, intellectual property, renovations, equipment and more.

Gov. schemeLoans & Funding

Eligibility: Start-ups and existing small businesses operating in Canada with gross annual revenues of $10 million or less; farming businesses are not eligible.
Available in: Canada
Details: Tiers, how to apply, what to watch out for and sources are free with an account.

Apply on ised-isde.canada.ca ↗

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Innovate UK Innovation Loans

Innovate UK (UKRI)

Loans of £100,000 to £5 million

Affordable, patient loans for late-stage, close-to-market innovative R&D projects with a clear route to commercialisation and economic impact.

Gov. schemeLoans & Funding

Innovation Credit (Innovatiekrediet)

RVO Netherlands

Loan covering up to 45% of project costs

Risk-bearing loan for innovative development projects; repaid only on success.

Gov. schemeLoans & Funding

SBA 7(a) Loan Program

U.S. Small Business Administration (via participating lenders)

SBA-guaranteed loans up to $5,000,000

SBA's primary business loan program: SBA guarantees part of loans made by lenders to small businesses with special requirements, for uses such as working…

Gov. schemeLoans & Funding

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